🇿🇼 Zimbabwe

Zimbabwe maintains a restricted stance on cryptocurrency, with the Reserve Bank of Zimbabwe (RBZ) issuing a circular banning crypto dealings since 2018. There is no explicit regulatory framework supporting crypto activities, and the central bank continues to restrict crypto transactions.

Overview

StatusRestricted
Risk Score55/100 (High Risk)
Regionafrica south
CurrencyZWL

Tax Information

Capital Gains (Personal)20% CGT on specified assets
Capital Gains (Corporate)24.72% corporate tax
VAT on CryptoNo
Staking TaxNo specific guidance
Airdrop TaxNo specific guidance

No crypto-specific tax framework. The RBZ ban makes formal taxation moot for most activities.

Licensing & Registration

RequiredYes
RegulatorRBZ
FrameworkRBZ circular banning crypto dealings (2018)

RBZ has maintained its ban on financial institutions facilitating crypto. Despite this, crypto adoption is significant due to currency instability.

Enforcement Activity

Level: Moderate

RBZ enforces banking prohibition on crypto services.

CBDC

StatusResearch
NameZimbabwe CBDC
Issuing AuthorityReserve Bank of Zimbabwe
Modelretail

AML / KYC

KYC RequiredYes
Travel RuleYes
FATF MemberYes
FATF Statuspartially_compliant
FATF BodyAPG
Suspicious-Activity ReportingYes

DeFi, Stablecoins & NFTs

Status: Restricted

DeFi activities are effectively restricted due to the overall ban and lack of regulatory support for crypto assets.

Stablecoins

Status: Restricted

Stablecoins are not explicitly regulated but fall under the general crypto restrictions imposed by the RBZ.

NFTs

Status: no_rules

No regulation.

Mining

LegalNo
Electricity Cost$0.1/kWh
Renewable Energy15%
Infrastructurefair

Crypto mining is restricted by the RBZ circular; electricity costs are relatively high and infrastructure is moderate, limiting large-scale mining operations.

Geopolitical Risk

Stabilitymoderate
SanctionsNo
Corruption Index26/100
Banking Accessrestricted
Sanctions Program ActiveNo

Risk Factors

Zimbabwe faces economic challenges including currency instability and capital controls. Political stability is moderate with occasional unrest. Banking access for crypto businesses is restricted.

Sources

Frequently Asked Questions

Is cryptocurrency legal in Zimbabwe?

Zimbabwe maintains a restricted stance on cryptocurrency, with the Reserve Bank of Zimbabwe (RBZ) issuing a circular banning crypto dealings since 2018. There is no explicit regulatory framework supporting crypto activities, and the central bank continues to restrict crypto transactions.

What is the FATF status of Zimbabwe?

Zimbabwe is classified by FATF as: partially_compliant.

Are VASPs licensed in Zimbabwe?

Yes, licensing is required for VASPs.

What is the AML/KYC regime in Zimbabwe?

KYC is mandatory for crypto businesses.

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Last reviewed: 2026-09-26 · Data source: Soken Crypto Legal Map

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