🇵🇹 Portugal

Portugal completed MiCA transposition December 2025 via Laws 69/2025 and 70/2025. Transition until July 1, 2026. Dual-NCA model: Bank of Portugal (prudential/authorization) + CMVM (conduct/market abuse). Tax-free for holdings >365 days; 28% on short-term gains.

Overview

Statuscrypto_friendly
Risk Score15/100 (Low Risk)
Regioneurope
CurrencyEUR
Adoption Rank#16

Tax Information

Capital Gains (Personal)28% on crypto gains if held less than 365 days; 0% if held over 365 days
Capital Gains (Corporate)20% corporate income tax (IRC) on crypto gains as of 2025 (reduced from 21% via 2025 State Budget effective January 1, 2025). Further planned reduction: 19% for 2026 tax periods, 15-16% for SMEs on first €50,000. Target rate 17% by 2028.
VAT on CryptoNo
Staking TaxStaking rewards: occasional/passive staking taxed as Category E (investment income) at 28% flat rate. Regular or profit-driven staking classified as Category B (business income) subject to progressive rates 14.5%-53%. The 365-day holding period exemption applies to the eventual disposal of staked assets, not to the staking rewards themselves (which are taxed on receipt/accrual as Category E). AT binding ruling PIV n.º 28122 provides official guidance.
Airdrop TaxAT guidance published May 2025 clarifies: airdrops classified as Category E (investment income) taxed at 28% flat rate when received, based on fair market value in EUR at time of receipt. Subsequent disposal of airdropped tokens also subject to capital gains rules (28% if held <365 days; 0% if >365 days). No longer 'no specific guidance' — AT May 2025 publication explicitly addressed airdrop/reward treatment.

Portugal introduced a 28% tax on crypto gains for holdings under 365 days in the 2023 State Budget. However, crypto held for over 365 days remains completely tax-free, making Portugal still very attractive for long-term holders. The Non-Habitual Resident (NHR) regime was reformed in 2024 but existing beneficiaries retain advantages.

Licensing & Registration

RequiredYes
RegulatorBank of Portugal / CMVM
FrameworkMiCAR + Law 69/2025 + Law 70/2025
Easemedium
Cost (USD)$20,000 - $150,000

VASPs registered with Bank of Portugal may continue until Jul 2026. Dual-NCA model mirrors EU twin-peaks pattern.

Enforcement Activity

Level: Low

CMVM has issued consumer warnings about crypto risks. Enforcement has been light, with focus on registration compliance rather than punitive action.

AML / KYC

KYC RequiredYes
Travel RuleYes
FATF MemberYes
FATF Statuscompliant
FATF BodyFATF
Suspicious-Activity ReportingYes

DeFi, Stablecoins & NFTs

Status: regulated

Under MiCA, DeFi with identifiable operators may require CASP authorization. CMVM follows ESMA guidance. Lisbon hosts a growing DeFi development community.

Stablecoins

Status: specific_framework

MiCA stablecoin framework applies. CMVM and Banco de Portugal oversee ART and EMT authorization respectively.

NFTs

Status: Unclear

MiCA excludes unique NFTs. CMVM follows ESMA classification guidance. No additional Portuguese NFT rules.

Mining

LegalYes
Electricity Cost$0.122/kWh
Renewable Energy61%
Infrastructuregood

Mining is legal with relatively high electricity costs but good renewable energy share. Infrastructure supports mining operations.

Geopolitical Risk

Stabilitystable
SanctionsNo
Corruption Index62/100
Banking Accessopen

Portugal is politically stable with good internet freedom and ease of doing business. No major sanctions apply. Corruption levels are moderate-low.

Sources

Frequently Asked Questions

Is cryptocurrency legal in Portugal?

Portugal completed MiCA transposition December 2025 via Laws 69/2025 and 70/2025. Transition until July 1, 2026. Dual-NCA model: Bank of Portugal (prudential/authorization) + CMVM (conduct/market abuse). Tax-free for holdings >365 days; 28% on short-term gains.

What is the FATF status of Portugal?

Portugal is classified by FATF as: compliant.

Are VASPs licensed in Portugal?

Yes, licensing is required for VASPs.

What is the AML/KYC regime in Portugal?

KYC is mandatory for crypto businesses.

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Last reviewed: 2026-06-01 · Data source: Soken Crypto Legal Map

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