🇽🇰 Kosovo

Kosovo enacted Law No. 08/L-295 'On Crypto-Assets' on November 22, 2024, establishing the first dedicated crypto regulatory framework. The law is partially aligned with EU MiCA. The Central Bank of Kosovo (CBK) is the primary regulator and sole licensing authority for crypto-asset service operators. Crypto mining remains banned since January 2022 (energy crisis). Crypto income is taxable under existing personal income tax (PIT) and corporate income tax (CIT) rules. The CBK previously warned against crypto use but has now pivoted to formal regulation.

Overview

StatusLegal
Risk Score25/100 (Low Risk)
Regioneurope
CurrencyEUR

Tax Information

Capital Gains (Personal)No specific crypto tax guidance
Capital Gains (Corporate)10% corporate tax may apply
VAT on CryptoNo
Staking TaxNo specific guidance
Airdrop TaxNo specific guidance

No specific crypto tax framework. General tax rules may apply. The regulatory environment is uncertain.

Licensing & Registration

RequiredYes
RegulatorCBK
FrameworkLaw No. 08/L-295 'On Crypto-Assets' (enacted November 22, 2024); partially aligned with EU MiCA (Regulation EU 2023/1114). CBK Regulation on Licensing of Crypto-Asset Service Operators (adopted August 29, 2025 — post cut-off, but law is pre-cut-off).

No crypto licensing regime. CBK has warned against crypto use. Mining ban enacted in 2022 due to energy crisis.

Enforcement Activity

Level: Low

No significant enforcement actions reported

AML / KYC

KYC RequiredYes
Travel RuleNo
FATF MemberNo
FATF Statuspartially_compliant
FATF BodyMONEYVAL
Suspicious-Activity ReportingYes

DeFi, Stablecoins & NFTs

Status: Unclear

No specific DeFi regulation

Stablecoins

Status: no_rules

No specific stablecoin framework

NFTs

Status: no_rules

No specific NFT regulation

Mining

LegalYes
Electricity Cost$0.06/kWh
Renewable Energy30%
Infrastructurefair

Electricity cost relatively low; moderate renewable energy share; infrastructure adequate but not advanced.

Geopolitical Risk

Stabilitymoderate
SanctionsNo
Corruption Index40/100
Banking Accessmoderate

Risk Factors

Kosovo has moderate political stability with ongoing regional tensions and limited international recognition affecting business environment. Banking access for crypto is moderate; no major sanctions apply.

Sources

Frequently Asked Questions

Is cryptocurrency legal in Kosovo?

Kosovo enacted Law No. 08/L-295 'On Crypto-Assets' on November 22, 2024, establishing the first dedicated crypto regulatory framework. The law is partially aligned with EU MiCA. The Central Bank of Kosovo (CBK) is the primary regulator and sole licensing authority for crypto-asset service operators. Crypto mining remains banned since January 2022 (energy crisis). Crypto income is taxable under existing personal income tax (PIT) and corporate income tax (CIT) rules. The CBK previously warned agai

What is the FATF status of Kosovo?

Kosovo is classified by FATF as: partially_compliant.

Are VASPs licensed in Kosovo?

Yes, licensing is required for VASPs.

What is the AML/KYC regime in Kosovo?

KYC is mandatory for crypto businesses.

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Last reviewed: 2026-06-01 · Data source: Soken Crypto Legal Map

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