🇬🇷 Greece

Greece regulates crypto under MiCA through the Hellenic Capital Market Commission (HCMC). Crypto gains are taxed at 15% for individuals. The regulatory framework is still maturing.

Overview

StatusLegal
Risk Score25/100 (Low Risk)
Regioneurope
CurrencyEUR
Adoption Rank#38

Tax Information

Capital Gains (Personal)15% on crypto capital gains
Capital Gains (Corporate)22% corporate tax on crypto gains
VAT on CryptoNo
Staking TaxTaxed as income at applicable rates
Airdrop TaxTaxed as income upon receipt

Greece taxes crypto capital gains at 15% for individuals. Corporate crypto income is taxed at the standard 22% rate. Tax administration capacity for crypto is still developing.

Licensing & Registration

RequiredYes
RegulatorHCMC
FrameworkMarkets in Crypto-Assets Regulation (MiCA)
Easemedium
Cost (USD)$20,000 - $120,000

HCMC oversees MiCA CASP authorization in Greece. The regulatory framework is developing alongside MiCA implementation.

Laws & Regulations

NameYearStatusScope
Regulation (EU) 2023/1114 on Markets in Crypto-Assets (MiCA)2023Activesupranational
Establishes a comprehensive EU framework for crypto-asset service providers (CASPs), stablecoin issuers (ART/EMT), and trading platforms; prohibits market abuse in crypto-assets; full application from 30 December 2024.
Regulation (EU) 2023/1113 on Transfer of Funds and Certain Crypto-Assets (TFR)2023Activesupranational
Extends FATF Travel Rule to crypto-asset transfers; requires CASPs to collect and transmit originator/beneficiary information for all transfers, removing the EUR 1000 threshold; applies from 30 December 2024.
Council Directive (EU) 2023/2226 (DAC8)2023Activesupranational
Amends Directive 2011/16/EU to require mandatory automatic exchange of information on crypto-asset transactions held by EU tax residents; CASPs must report to national tax authorities from 1 January 2026.
Regulation (EU) 2022/2554 on Digital Operational Resilience for the Financial Sector (DORA)2022Activesupranational
Mandates ICT risk management, incident reporting, third-party provider oversight, and digital operational resilience testing for financial entities including CASPs covered by MiCA; applies from 17 January 2025.
Directive (EU) 2018/843 (5th Anti-Money Laundering Directive)2018Activesupranational
First EU directive to bring crypto-asset exchange services and custodian wallet providers within AML/CFT scope; introduced KYC obligations and registration requirements for Virtual Asset Service Providers.
Directive (EU) 2018/1673 on Combating Money Laundering by Criminal Law (6AMLD)2018Activesupranational
Harmonises criminal-law definitions and penalties for money laundering across EU member states; establishes minimum custodial sentences and corporate liability rules applicable to crypto-related ML offences.
Regulation (EU) 2024/1624 on Anti-Money Laundering Requirements (AML Regulation)2024Activesupranational
Replaces 5AMLD/6AMLD with a single AML Regulation directly applicable in all member states; tightens KYC/CDD requirements for CASPs and sets EUR 1000 cash-equivalent threshold for crypto transactions; phased application 2027.
Commission Delegated Regulation (EU) 2024/2795 supplementing MiCA2024Activesupranational
MiCA Level 2 delegated act setting regulatory technical standards on information requirements and procedures for competent authority notifications under MiCA; part of the MiCA implementation package applicable from December 2024.

Enforcement Activity

Level: Low

HCMC has issued consumer warnings about crypto risks. Enforcement capacity is still developing.

AML / KYC

KYC RequiredYes
Travel RuleYes
FATF MemberYes
FATF Statuscompliant
FATF BodyFATF
Suspicious-Activity ReportingYes

DeFi, Stablecoins & NFTs

Status: Unclear

No specific DeFi regulation

Stablecoins

Status: mica_applies

MiCA Titles III (ART) and IV (EMT) apply in Greece from 30 June 2024. ART/EMT issuers require authorisation; Bank of Greece holds prudential supervisory authority over ART/EMT issuers. Reserve requirements, redemption rights, and disclosure obligations apply. No Greece-specific stablecoin rules beyond MiCA.

NFTs

Status: no_rules

No specific NFT regulation

Mining

LegalYes
Electricity Cost$0.16/kWh
Renewable Energy30%
Infrastructuregood

Mining is legal with moderate electricity costs and decent renewable energy share. Infrastructure supports data centers adequately.

Geopolitical Risk

Stabilitystable
SanctionsNo
Corruption Index50/100
Banking Accessopen
Sanctions Program ActiveNo

Risk Factors

Greece is politically stable within the EU, not under sanctions, with moderate corruption and decent ease of doing business. Internet freedom is good and banking access for crypto firms is generally open.

Sources

Frequently Asked Questions

Is cryptocurrency legal in Greece?

Greece regulates crypto under MiCA through the Hellenic Capital Market Commission (HCMC). Crypto gains are taxed at 15% for individuals. The regulatory framework is still maturing.

What is the FATF status of Greece?

Greece is classified by FATF as: compliant.

Are VASPs licensed in Greece?

Yes, licensing is required for VASPs.

What is the AML/KYC regime in Greece?

KYC is mandatory for crypto businesses.

Need help with Greece crypto regulation?

Soken combines Web3 security engineering and crypto-legal counsel — two specialised tracks, one team. Pick the side that matches your need.

Legal & Corporate

Crypto Legal & Compliance

VASP licensing, jurisdiction analysis, AML/KYC, legal opinions, company registration and banking access.

Explore Legal Services →
IT & Security

Web3 Security & Development

Smart-contract audits, penetration testing, Web3 development, AI/LLM security audits.

Explore IT Services →

Last reviewed: 2026-09-14 · Data source: Soken Crypto Legal Map

← Back to Crypto Map