🇧🇷 Brazil

Brazil has a clear legal framework for cryptocurrency regulation established by Law 14,478/2022 (Marco Legal) and Decree 11,563/2023, providing comprehensive rules for crypto activities including licensing and AML compliance.

Overview

StatusLegal
Risk Score25/100 (Low Risk)
Regionsouth america
CurrencyBRL
Adoption Rank#9

Tax Information

Capital Gains (Personal)17.5% flat capital gains tax (effective January 1, 2026, per Provisional Measure 1,303/2025). Prior monthly exemption for gains on sales under BRL 35,000 was eliminated.
Capital Gains (Corporate)25% corporate tax on crypto gains
VAT on CryptoNo
Staking TaxTaxed as income at progressive rates
Airdrop TaxTaxed as income

Brazil taxes crypto capital gains progressively for individuals (15%-22.5%) and at 25% corporate tax for businesses. Staking and airdrops are taxed as income. VAT does not apply to crypto transactions.

Licensing & Registration

RequiredYes
RegulatorBCB / CVM
FrameworkLaw 14,478/2022 (Marco Legal), Decree 11,563/2023, and BCB Resolutions 519/520/521 (November 10, 2025; effective February 2, 2026), plus BCB Instruction 701/2026 (stablecoin technical certification) and BCB Resolution 561/2026 (cross-border stablecoin ban)
Easemedium
Cost (USD)$20,000 - $200,000

Licensing is mandatory for crypto service providers under the Marco Legal framework with moderate complexity in obtaining licenses.

Enforcement Activity

Level: Moderate

Receita Federal actively pursues crypto tax non-compliance. CVM has issued stop orders against unauthorized crypto offerings. Federal Police have investigated crypto fraud operations.

CBDC

StatusResearch
NameDREX (Phase 2)
Issuing AuthorityCentral Bank of Brazil
Modelretail
TechnologyBradesco Nubank Banco Inter, Microsoft e 7Comm Santander, Santander Asset Management, F1RST e Toro CTVM Itaú Unibanco Basa, TecBan, Pinbank, Dinamo, Cresol, Banco Arbi, Ntokens, Clear Sale, Foxbit, CPqD, AWS e Parfin SFCoop: Ailos, Cresol, Sicoob, Sicredi e Unicred XP, Visa Banco BV Banco BTG Banco ABC, Hamsa, LoopiPay Banco B3, B3 e B3 Digitas ABBC: bancos Brasileiro de Crédito, Ribeirão Preto, Original, ABC, BS2 e Seguro; ABBC, BBChain, Microsoft e BIP Banco do Brasil (DLT)

AML / KYC

KYC RequiredYes
Travel RuleYes
FATF MemberYes
FATF Statusnot_grey_listed
FATF BodyGAFILAT
Suspicious-Activity ReportingYes

DeFi, Stablecoins & NFTs

Status: regulated

DeFi activities are regulated under the Marco Legal framework, requiring compliance with AML and licensing rules.

Stablecoins

Status: regulated

Stablecoins are regulated under BCB Resolution 520/2025 and BCB Instruction 701/2026, which require full backing in fiat currency or government securities, prohibit algorithmic stablecoins, mandate independent audits and proof-of-reserves, and require technical certification for VASP listing. Fiat-referenced stablecoins are classified as FX/capital-market operations. BCB Resolution 561/2026 bans the use of stablecoins (and other crypto) by eFX providers to settle cross-border remittances, effective October 1, 2026. Individual investors may still hold and trade stablecoins through authorised SPSAVs.

NFTs

Status: no_rules

No NFT-specific regulation. CVM may assert jurisdiction over NFTs with securities characteristics.

Mining

LegalYes
Electricity Cost$0.098/kWh
Renewable Energy83%
Infrastructuregood

Brazil has abundant renewable energy resources, especially hydroelectric power, making it attractive for sustainable crypto mining operations. Infrastructure for data centers and internet connectivity is well-developed in major urban centers.

Geopolitical Risk

Stabilitystable
SanctionsNo
Corruption Index38/100
Banking Accessmoderate
Sanctions Program ActiveYes

Risk Factors

Brazil is politically stable with moderate corruption and a generally open internet environment. Banking access for crypto firms is moderate due to regulatory scrutiny. No international sanctions apply to Brazil. Economic risks include inflation and occasional capital controls.

Sources

Frequently Asked Questions

Is cryptocurrency legal in Brazil?

Brazil has a clear legal framework for cryptocurrency regulation established by Law 14,478/2022 (Marco Legal) and Decree 11,563/2023, providing comprehensive rules for crypto activities including licensing and AML compliance.

What is the FATF status of Brazil?

Brazil is classified by FATF as: not_grey_listed.

Are VASPs licensed in Brazil?

Yes, licensing is required for VASPs.

What is the AML/KYC regime in Brazil?

KYC is mandatory for crypto businesses.

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Last reviewed: 2026-09-01 · Data source: Soken Crypto Legal Map

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