Cryptocurrency is legal and regulated in Albania under Law No. 66/2020 on Financial Markets Based on Distributed Ledger Technology (effective September 1, 2020). A five-category DLT licensing regime overseen by the Albanian Financial Supervisory Authority (AMF) and the National Agency for Information Society (AKSHI) is in place. Crypto income has been taxable since January 1, 2024 under Law No. 29/2023. A new MiCA-aligned draft law was under parliamentary consideration as of March 2026.
| Status | Legal |
| Risk Score | 25/100 (Low Risk) |
| Region | europe |
| Currency | ALL |
| Adoption Rank | #50 |
| Capital Gains (Personal) | 15% personal income tax on crypto gains |
| Capital Gains (Corporate) | 15% corporate tax on crypto gains |
| VAT on Crypto | No |
| Staking Tax | Taxed as income |
| Airdrop Tax | No specific guidance |
Albania taxes crypto gains at the standard 15% income tax rate. Practical tax enforcement on crypto is limited.
| Required | Yes |
| Regulator | AMF / AKSHI |
| Framework | Law No. 66/2020 on DLT-based Financial Markets |
| Ease | hard |
| Cost (USD) | $20,000 - $100,000 |
Licensing is required under the DLT law, but the process is stringent and not fully streamlined.
Bank of Albania has issued public warnings about crypto risks. Limited formal enforcement actions.
| KYC Required | Yes |
| Travel Rule | Yes |
| FATF Member | No |
| FATF Status | not_grey_listed |
| FATF Body | MONEYVAL |
| Suspicious-Activity Reporting | Yes |
Status: Restricted
DeFi activities face regulatory restrictions and lack clear legal recognition in Albania.
Status: Restricted
Stablecoins are regulated under the general DLT framework with restrictions on issuance and use.
Status: no_rules
No specific NFT regulation; may be subject to existing financial rules
| Legal | Yes |
| Electricity Cost | $0.06/kWh |
| Renewable Energy | 85% |
| Infrastructure | fair |
Mining is allowed but under regulatory restrictions; high renewable energy share supports sustainable mining operations.
| Stability | moderate |
| Sanctions | No |
| Corruption Index | 36/100 |
| Banking Access | moderate |
Risk Factors
Albania maintains moderate political stability with improving business environment but faces regulatory uncertainty in crypto and potential regional risks.
Cryptocurrency is legal and regulated in Albania under Law No. 66/2020 on Financial Markets Based on Distributed Ledger Technology (effective September 1, 2020). A five-category DLT licensing regime overseen by the Albanian Financial Supervisory Authority (AMF) and the National Agency for Information Society (AKSHI) is in place. Crypto income has been taxable since January 1, 2024 under Law No. 29/2023. A new MiCA-aligned draft law was under parliamentary consideration as of March 2026.
Albania is classified by FATF as: not_grey_listed.
Yes, licensing is required for VASPs.
KYC is mandatory for crypto businesses.
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Explore IT Services →Last reviewed: 2026-06-01 · Data source: Soken Crypto Legal Map
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