🇨🇱 Chile

Chile has a clear regulatory framework for crypto under Ley Fintech 21,521 (2023) and NCG 502 (2024), with financial service providers required to register with the Comisión para el Mercado Financiero (CMF). The CMF actively supervises and issues warnings about unauthorized crypto entities.

Overview

StatusLegal
Risk Score25/100 (Low Risk)
Regionsouth america
CurrencyCLP

Tax Information

VAT on CryptoNo

Licensing & Registration

RequiredYes
RegulatorCMF
FrameworkLey Fintech 21,521
Easemedium
Cost (USD)$15,000 - $100,000

Crypto service providers must register with the CMF under the Ley Fintech framework. The process is formal but accessible.

Enforcement Activity

Level: Moderate

CMF implementing Fintech Law. SII pursuing crypto tax compliance.

CBDC

StatusResearch
NameChile CBDC
Issuing AuthorityCentral Bank of Chile
Modelretail

AML / KYC

KYC RequiredYes
Travel RuleYes
FATF MemberYes
FATF Statuscompliant
FATF BodyFATF
Suspicious-Activity ReportingYes

DeFi, Stablecoins & NFTs

Status: regulated

DeFi activities fall under the regulatory scope of the Ley Fintech and CMF supervision, requiring compliance with financial regulations.

Stablecoins

Status: regulated

Stablecoins are regulated under the Ley Fintech framework and subject to CMF oversight as financial instruments.

NFTs

Status: no_rules

No NFT-specific regulation.

Mining

LegalYes
Electricity Cost$0.092/kWh
Renewable Energy35%
Infrastructuregood

Mining is legal and benefits from moderate electricity costs and a growing renewable energy mix. Infrastructure is adequate for mining operations.

Geopolitical Risk

Stabilitystable
SanctionsNo
Corruption Index67/100
Banking Accessopen
Sanctions Program ActiveNo

Risk Factors

Chile is politically stable with a strong regulatory environment and open banking sector. Key risks include natural disasters and occasional social protests.

Sources

Frequently Asked Questions

Is cryptocurrency legal in Chile?

Chile has a clear regulatory framework for crypto under Ley Fintech 21,521 (2023) and NCG 502 (2024), with financial service providers required to register with the Comisión para el Mercado Financiero (CMF). The CMF actively supervises and issues warnings about unauthorized crypto entities.

What is the FATF status of Chile?

Chile is classified by FATF as: compliant.

Are VASPs licensed in Chile?

Yes, licensing is required for VASPs.

What is the AML/KYC regime in Chile?

KYC is mandatory for crypto businesses.

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Last reviewed: 2026-09-05 · Data source: Soken Crypto Legal Map

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