🇻🇮 US Virgin Islands

The US Virgin Islands follows US federal securities laws and banking regulations, providing a clear legal framework for cryptocurrency activities under US jurisdiction.

Overview

StatusLegal
Risk Score25/100 (Low Risk)
Regioncaribbean
CurrencyUSD

Tax Information

VAT on CryptoNo

Crypto taxation follows US federal tax rules; no specific VAT on crypto transactions.

Licensing & Registration

RequiredYes
RegulatorUSVI Division of Banking, Insurance and Financial Regulation (DBIFR) / FinCEN / SEC
FrameworkUSVI Money Transmission Act (Title 9, Chapter 22, USVI Code) + Bulletin 2022-01 (Licensure and Regulation of Cryptocurrency Services) + US Federal Bank Secrecy Act / FinCEN MSB rules
Easemedium
Cost (USD)$50,000 - $300,000

Licensing is governed by US federal securities laws and local banking regulations, requiring compliance with SEC and USVI authorities.

Enforcement Activity

Level: High

US federal enforcement applies.

AML / KYC

KYC RequiredYes
Travel RuleYes
FATF MemberYes
FATF Statuscompliant
FATF BodyFATF
Suspicious-Activity ReportingYes

DeFi, Stablecoins & NFTs

Status: regulated

DeFi activities are regulated under US securities laws and subject to SEC oversight.

Stablecoins

Status: regulated

Stablecoins in USVI are regulated under the GENIUS Act (signed July 18, 2025), the first US federal stablecoin law. USVI is classified as a US territory under the Act; stablecoin issuers domiciled in USVI are treated as 'foreign payment stablecoin issuers' unless they obtain a federal permitted payment stablecoin issuer authorization. OCC, FDIC, and FinCEN are finalizing implementing rules as of 2026.

NFTs

Status: Unclear

US approach applies.

Mining

LegalYes
Electricity Cost$0.28/kWh
Renewable Energy10%
Infrastructuregood

Mining is legal but electricity costs are relatively high compared to mainland US. Infrastructure is adequate for mining operations.

Geopolitical Risk

Stabilitystable
SanctionsNo
Corruption Index67/100
Banking Accessopen

Risk Factors

The US Virgin Islands benefits from US political stability and regulatory environment. Risks include natural disasters such as hurricanes.

Sources

Frequently Asked Questions

Is cryptocurrency legal in US Virgin Islands?

The US Virgin Islands follows US federal securities laws and banking regulations, providing a clear legal framework for cryptocurrency activities under US jurisdiction.

What is the FATF status of US Virgin Islands?

US Virgin Islands is classified by FATF as: compliant.

Are VASPs licensed in US Virgin Islands?

Yes, licensing is required for VASPs.

What is the AML/KYC regime in US Virgin Islands?

KYC is mandatory for crypto businesses.

Need help with US Virgin Islands crypto regulation?

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Last reviewed: 2026-06-01 · Data source: Soken Crypto Legal Map

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