🇸🇲 San Marino

San Marino has a clear regulatory framework for cryptocurrencies, including the Delegated Decree No. 37/2019 on Blockchain Technology. The Central Bank of San Marino oversees financial and crypto-related activities with updated regulations and guidance.

Overview

StatusLegal
Risk Score25/100 (Low Risk)
Regioneurope
CurrencyEUR

Tax Information

Capital Gains (Personal)0% - no capital gains tax in San Marino for individuals
Capital Gains (Corporate)17% corporate tax
VAT on CryptoNo
Staking TaxNo specific guidance
Airdrop TaxNo specific guidance

San Marino has no capital gains tax for individuals. Corporate income is taxed at 17%.

Licensing & Registration

RequiredYes
RegulatorDual-regulator: BCSM (Banca Centrale della Repubblica di San Marino) for Type A crypto-assets; San Marino Innovation Spa for Type B utility/non-financial tokens
FrameworkDelegated Decree No. 138 of August 29, 2024 – 'Regulation of Technologies Based on Distributed Ledgers' (effective October 2, 2024); implementing Regulation 001/2024 on the DLT Operator Register
Easeunknown

The Delegated Decree No. 37/2019 provides the regulatory framework for blockchain and crypto activities, but specific licensing details are not provided in the source.

Enforcement Activity

Level: Moderate

Enforcement focused on unlicensed operators and consumer protection

AML / KYC

KYC RequiredYes
Travel RuleYes
FATF MemberNo
FATF Statusfsrb_only
FATF BodyMONEYVAL
Suspicious-Activity ReportingYes

DeFi, Stablecoins & NFTs

Status: Unclear

No specific DeFi regulation

Stablecoins

Status: no_rules

No specific stablecoin framework

NFTs

Status: no_rules

No specific NFT regulation

Mining

LegalYes
Electricity Cost$0.18/kWh
Renewable Energy30%
Infrastructuregood

Mining is legal with moderate electricity costs and 30% renewable energy share. Infrastructure is rated good due to stable European standards.

Geopolitical Risk

Stabilitystable
SanctionsNo
Corruption Index65/100
Banking Accessmoderate

Risk Factors

San Marino is politically stable with no international sanctions. It has moderate corruption levels and a generally favorable environment for crypto businesses.

Sources

Frequently Asked Questions

Is cryptocurrency legal in San Marino?

San Marino has a clear regulatory framework for cryptocurrencies, including the Delegated Decree No. 37/2019 on Blockchain Technology. The Central Bank of San Marino oversees financial and crypto-related activities with updated regulations and guidance.

What is the FATF status of San Marino?

San Marino is classified by FATF as: fsrb_only.

Are VASPs licensed in San Marino?

Yes, licensing is required for VASPs.

What is the AML/KYC regime in San Marino?

KYC is mandatory for crypto businesses.

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Last reviewed: 2026-06-01 · Data source: Soken Crypto Legal Map

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