🇲🇨 Monaco

Monaco regulates financial activities including crypto under the Commission de Contrôle des Activités Financières (CCAF). The legal framework includes Law No. 1.528 on Digital Assets (2022), with active supervision and licensing requirements for financial entities.

Overview

StatusLegal
Risk Score25/100 (Low Risk)
Regioneurope
CurrencyEUR
Adoption Rank#41

Tax Information

Capital Gains (Personal)/ Not explicitly stated on page /
Capital Gains (Corporate)/ Not explicitly stated on page /
VAT on CryptoNo
Staking Tax/ Not stated /
Airdrop Tax/ Not stated /

The page does not provide explicit details on crypto taxation. VAT does not apply to crypto transactions.

Licensing & Registration

RequiredYes
RegulatorCCAF + Ministry of State (dual authority under Law 1.528)
FrameworkLaw No. 1.528 on Digital Assets (2022)
Easemedium
Cost (USD)$50,000 - $200,000

Entities must obtain prior authorization from the CCAF for any significant changes in capital, management, or corporate purpose. The CCAF actively monitors and sanctions unauthorized financial activities.

Enforcement Activity

Level: Moderate

CCAF has been implementing the 2022 Digital Assets Law and processing license applications.

AML / KYC

KYC RequiredYes
Travel RuleYes
FATF MemberYes
FATF Statuscompliant
FATF BodyFATF
Suspicious-Activity ReportingYes

DeFi, Stablecoins & NFTs

Status: unregulated

No explicit regulation or mention of DeFi; likely unregulated but subject to general financial supervision.

Stablecoins

Status: unknown

/ No explicit information on stablecoin regulation /

NFTs

Status: no_rules

No specific NFT regulation

Mining

LegalYes
Electricity Cost$0.16/kWh
Renewable Energy30%
Infrastructuregood

Mining is legal but limited by high electricity costs and moderate renewable energy share. Infrastructure is good given Monaco's developed status.

Geopolitical Risk

Stabilityvery_stable
SanctionsNo
Corruption Index75/100
Banking Accessopen
Sanctions Program ActiveNo

Risk Factors

Monaco is politically stable with strong financial regulation and no international sanctions. Corruption is low and business environment is favorable for crypto companies.

Sources

Frequently Asked Questions

Is cryptocurrency legal in Monaco?

Monaco regulates financial activities including crypto under the Commission de Contrôle des Activités Financières (CCAF). The legal framework includes Law No. 1.528 on Digital Assets (2022), with active supervision and licensing requirements for financial entities.

What is the FATF status of Monaco?

Monaco is classified by FATF as: compliant.

Are VASPs licensed in Monaco?

Yes, licensing is required for VASPs.

What is the AML/KYC regime in Monaco?

KYC is mandatory for crypto businesses.

Need help with Monaco crypto regulation?

Soken combines Web3 security engineering and crypto-legal counsel — two specialised tracks, one team. Pick the side that matches your need.

Legal & Corporate

Crypto Legal & Compliance

VASP licensing, jurisdiction analysis, AML/KYC, legal opinions, company registration and banking access.

Explore Legal Services →
IT & Security

Web3 Security & Development

Smart-contract audits, penetration testing, Web3 development, AI/LLM security audits.

Explore IT Services →

Last reviewed: 2026-09-18 · Data source: Soken Crypto Legal Map

← Back to Crypto Map