🇦🇲 Armenia

Cryptocurrency activities are legal in Armenia with no specific crypto legislation; general financial laws apply. The Central Bank monitors financial stability and currency circulation but does not impose explicit crypto restrictions.

Overview

StatusLegal
Risk Score25/100 (Low Risk)
Regioneurope
CurrencyAMD
Adoption Rank#39

Tax Information

Capital Gains (Personal)0% for non-entrepreneur individuals on standard crypto trading gains (Tax Code Art. 150, as amended by HO-175-N). 10% income tax applies if trading is characterised as entrepreneurial/business activity. 1% tax applies specifically to mining/staking rewards and NFT sales upon alienation (Tax Code Art. 150(9.1)).
Capital Gains (Corporate)18% corporate tax on crypto gains
VAT on CryptoNo
Staking Tax1% income tax on staking rewards (transaction validation rewards) upon alienation under Tax Code Art. 150(9.1) for individuals. Corporate rate 18%.
Airdrop TaxNo specific guidance

Armenia applies standard income tax rates to crypto gains. The regulatory framework is still developing. Practical tax enforcement on crypto transactions is limited.

Licensing & Registration

RequiredYes
RegulatorCBA
FrameworkLaw on Crypto-Assets (HO-159-N), adopted May 29, 2025, effective July 4, 2025. Implementing regulations (CBA Reg. 7/01–7/05) effective January 31, 2026.
Easeeasy

Armenia does not yet require specific licenses for crypto activities. The CBA is developing a regulatory framework. Crypto businesses operate under general business registration.

Enforcement Activity

Level: Low

CBA has issued consumer advisories about crypto risks. No formal enforcement actions against crypto operators.

DeFi, Stablecoins & NFTs

Status: Unclear

No specific DeFi regulation

Stablecoins

Status: no_rules

No specific stablecoin framework

NFTs

Status: no_rules

No specific NFT regulation

Mining

LegalYes
Electricity Cost$0.07/kWh
Renewable Energy30%
Infrastructurefair

Mining is legal with moderate electricity costs and 30% renewable energy share. Infrastructure is fair but not highly developed for large-scale mining.

Geopolitical Risk

Stabilitymoderate
SanctionsNo
Corruption Index49/100
Banking Accessmoderate

Risk Factors

Armenia has moderate political stability with some regional geopolitical risks. It is not under international sanctions. Corruption is moderate and banking access for crypto companies is somewhat limited.

Sources

Frequently Asked Questions

Is cryptocurrency legal in Armenia?

Cryptocurrency activities are legal in Armenia with no specific crypto legislation; general financial laws apply. The Central Bank monitors financial stability and currency circulation but does not impose explicit crypto restrictions.

Are VASPs licensed in Armenia?

Yes, licensing is required for VASPs.

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Last reviewed: 2026-06-01 · Data source: Soken Crypto Legal Map

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