🇦🇩 Andorra

Andorra has a clear legal framework for digital assets, governed primarily by the Law on Digital Assets (2022). The Autoritat Financera Andorrana actively publishes regulatory updates and maintains financial stability.

Overview

StatusLegal
Risk Score25/100 (Low Risk)
Regioneurope
CurrencyEUR

Tax Information

VAT on CryptoNo

Licensing & Registration

RequiredYes
RegulatorAFA
FrameworkLaw on Digital Assets (2022)
Easemedium
Cost (USD)$30,000 - $150,000

Licensing is required under the 2022 law, with a medium level of difficulty to obtain authorization from the Autoritat Financera Andorrana.

Enforcement Activity

Level: Moderate

Enforcement focused on unlicensed operators and consumer protection

AML / KYC

KYC RequiredYes
Travel RuleYes
FATF MemberYes
FATF Statuscompliant
FATF BodyFATF
Suspicious-Activity ReportingYes

DeFi, Stablecoins & NFTs

Status: regulated

DeFi activities are regulated under the digital assets framework, requiring compliance with AML and licensing rules.

Stablecoins

Status: regulated

Stablecoins are regulated under the Law on Digital Assets with specific compliance requirements.

NFTs

Status: no_rules

No specific NFT regulation

Mining

LegalYes
Electricity Cost$0.14/kWh
Renewable Energy30%
Infrastructuregood

Mining is legal with moderate electricity costs and a temperate climate favorable for operations.

Geopolitical Risk

Stabilitystable
SanctionsNo
Corruption Index70/100
Banking Accessopen
Sanctions Program ActiveNo

Andorra is politically stable with no international sanctions. It has a relatively clean governance environment and favorable conditions for crypto business.

Sources

Frequently Asked Questions

Is cryptocurrency legal in Andorra?

Andorra has a clear legal framework for digital assets, governed primarily by the Law on Digital Assets (2022). The Autoritat Financera Andorrana actively publishes regulatory updates and maintains financial stability.

What is the FATF status of Andorra?

Andorra is classified by FATF as: compliant.

Are VASPs licensed in Andorra?

Yes, licensing is required for VASPs.

What is the AML/KYC regime in Andorra?

KYC is mandatory for crypto businesses.

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Last reviewed: 2026-09-07 · Data source: Soken Crypto Legal Map

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