🇹🇿 Tanzania

Cryptocurrency is restricted in Tanzania with no specific regulatory framework. The Bank of Tanzania has issued warnings against crypto activities and does not license crypto businesses.

Overview

StatusRestricted
Risk Score55/100 (High Risk)
Regionafrica east
CurrencyTZS

Tax Information

Capital Gains (Personal)No specific crypto capital gains guidance; 3% withholding tax applies to proceeds from digital asset exchange/transfer transactions under Finance Act 2024 (s.83C Income Tax Act, eff. 1 July 2024)
Capital Gains (Corporate)30% corporate tax
VAT on CryptoNo
Staking TaxNo specific guidance
Airdrop TaxNo specific guidance

No crypto-specific tax framework.

Licensing & Registration

RequiredNo
RegulatorBOT
FrameworkNo dedicated crypto framework; BOT Public Notice (Nov 2019) + Finance Act 2024 (s.83C digital asset withholding) + AML/CFT rules covering VASPs

BOT has cautioned financial institutions against dealing in crypto. No licensing path exists but regulation is under discussion.

Enforcement Activity

Level: Low

BOT warnings but limited active enforcement.

AML / KYC

KYC RequiredYes
Travel RuleNo
FATF MemberNo
FATF Statuscompliant
FATF BodyESAAMLG
Suspicious-Activity ReportingYes

DeFi, Stablecoins & NFTs

Status: Unclear

No DeFi regulation.

Stablecoins

Status: no_rules

No stablecoin framework.

NFTs

Status: no_rules

No NFT regulation.

Mining

LegalNo
Electricity Cost$0.1/kWh
Renewable Energy45%
Infrastructurefair

Crypto mining is restricted; no formal licensing or support from authorities. Electricity cost is moderate with significant renewable energy share.

Geopolitical Risk

Stabilitylow
SanctionsNo
Corruption Index38/100
Banking Accessrestricted

Risk Factors

Following disputed October 2025 elections, Tanzania experienced severe political instability: hundreds of extrajudicial killings (UN confirmed), 1,700+ detained, full internet blackout 29 Oct–3 Nov 2025, main opposition party banned until 2030. No active OFAC/EU/UN country-level sanctions as of 2026-06-01, but US bipartisan legislation for sanctions review introduced May 2026. FATF grey list removed June 2025 is positive. Corruption index unchanged.

Sources

Frequently Asked Questions

Is cryptocurrency legal in Tanzania?

Cryptocurrency is restricted in Tanzania with no specific regulatory framework. The Bank of Tanzania has issued warnings against crypto activities and does not license crypto businesses.

What is the FATF status of Tanzania?

Tanzania is classified by FATF as: compliant.

What is the AML/KYC regime in Tanzania?

KYC is mandatory for crypto businesses.

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Last reviewed: 2026-06-01 · Data source: Soken Crypto Legal Map

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