---
type: country
domain: crypto-regulation
status: stable
tags: ["crypto-regulation", "southeast_asia", "apg (asia/pacific group on money laundering)", "legal"]
aliases: ["ID", "IDN"]
created: 2026-06-01
updated: 2026-04-02
compile_into: ["[[country--indonesia]]"]
sources:
  - name: "https://www.ojk.go.id"
    url: "https://www.ojk.go.id"
    type: "official"
  - name: "https://www.bi.go.id"
    url: "https://www.bi.go.id"
    type: "official"
---

#  Indonesia (ID) — Crypto Regulation

> Indonesia has a clear regulatory framework for cryptocurrencies, governed primarily by Bappebti Regulation 8/2021 on Crypto Asset Trading, allowing legal trading and licensing of crypto businesses.

## Overview

| Field | Value |
|-------|-------|
| Status | Legal |
| Risk Score | 25/100 (Low Risk) |
| Enforcement Level | Moderate |
| Region | [[domain--asia-pacific|southeast asia]] |
| Currency | [[entity--idr|IDR]] |

## Tax

| Type | Rate |
|------|------|
| Capital Gains (Personal) | 0.21% final income tax (Article 22) on transaction value for domestic platform trades; progressive income tax (5-35%) on staking/airdrop/DeFi income not from direct trading |
| Capital Gains (Corporate) | 22% corporate income tax on crypto service fees, deposits, withdrawals; miners subject to 22% CIT on block rewards from 2026 fiscal year |
| VAT on Crypto | No |
| Mining Tax | Progressive income tax (5-35% personal / 22% corporate) on mining income; plus 2.2% effective VAT on miner verification services; general income tax provisions apply from 2026 fiscal year |
| Staking Tax | Progressive income tax (5-35%) on staking rewards as general income under Article 4(1); not subject to final Article 22 withholding |
| Airdrop Tax | Progressive income tax (5-35%) on airdrop income as general income under Article 4(1); not subject to final Article 22 withholding |

Cryptocurrency transactions are subject to capital gains tax and VAT. Income from staking, mining, and airdrops is taxed as ordinary income at rates exceeding 30%.

## Licensing

| Field | Value |
|-------|-------|
| Required | Yes |
| Regulator | OJK (primary regulator since Jan 10, 2025); BI (payment/currency oversight) |
| Framework | OJK Regulation No. 27/2024 (POJK 27/2024) on Implementation of the Trading of Digital Financial Assets including Crypto Assets, amended by POJK 23/2025 |
| Ease | medium |
| Cost | $500,000 - $3,000,000 (IDR 8B-50B capital requirement) |
| Timeline | 6-18 months |

Licensing is mandatory for crypto exchanges and service providers under Bappebti regulations, with moderate requirements for compliance and capital.

## AML / KYC

| Field | Value |
|-------|-------|
| KYC Required | Yes |
| Travel Rule | Yes |
| FATF Member | No |
| FATF Status | compliant |

## DeFi

**Status:** unregulated

DeFi activities are currently unregulated but monitored under general crypto asset regulations.

## Stablecoins

**Status:** regulated

Stablecoins are regulated under POJK 27/2024 as digital financial assets subject to OJK oversight. They may be traded on licensed platforms but cannot be used for payments. Bank Indonesia is separately developing a digital rupiah (Project Garuda) as the sovereign digital currency.

## NFTs

**Status:** unregulated

## Mining

| Field | Value |
|-------|-------|
| Legal | Yes |
| Electricity Cost | $0.08/kWh |
| Renewable Energy | 15% |
| Climate | tropical |
| Infrastructure | fair |

Mining is legal with moderate electricity costs and limited renewable energy share. Infrastructure is fair but improving.

## Geopolitics

| Field | Value |
|-------|-------|
| Stability | stable |
| Sanctions | No |
| Corruption Index | 38/100 |
| Ease of Business | moderate |
| Internet Freedom | partly_free |
| Banking Access | moderate |

## Enforcement

No detailed enforcement information available

## CBDC Status: pilot

## FAQ

### Is cryptocurrency legal in Indonesia?

Indonesia has a clear regulatory framework for cryptocurrencies, governed primarily by Bappebti Regulation 8/2021 on Crypto Asset Trading, allowing legal trading and licensing of crypto businesses.

### What is the FATF status of Indonesia?

Indonesia is classified by FATF as: compliant.

### Are VASPs licensed in Indonesia?

Yes, licensing is required for VASPs.

### What is the AML/KYC regime in Indonesia?

KYC is mandatory for crypto businesses.

---

*Data source: [Soken Crypto Legal Map](https://soken.dev/crypto-map/). Last reviewed: 2026-06-01.*

**Sources:**
- [https://www.ojk.go.id](https://www.ojk.go.id)
- [https://www.bi.go.id](https://www.bi.go.id)