---
type: country
domain: crypto-regulation
status: stable
tags: ["crypto-regulation", "africa_central", "gabac", "legal"]
aliases: ["CD", "COD", "République démocratique du Congo"]
created: 2026-06-01
updated: 2025-01-01
compile_into: ["[[country--democratic-republic-of-the-congo]]"]
sources:
  - name: "Banque Centrale du Congo"
    url: "https://www.bcc.cd"
    type: "official"
---

# 🇨🇩 [[country--democratic-republic-of-the-congo|Democratic Republic of the Congo]] (CD) — Crypto Regulation

> Cryptocurrency possession and trading are legal in the DRC. Citizens may engage in crypto activities at their own risk. The BCC (Banque Centrale du Congo) has not authorised domestic exchanges or licensed any crypto service providers. BCC Instruction No. 58 (2024) mandated mobile-money/payment interoperability as a prerequisite for future regulated crypto gateways. A draft Digital-Asset Law was under inter-ministerial review in 2025, targeting a DASP (Digital-Asset Service Provider) licensing regime. No crypto-specific law has been enacted as of 2026-06-01. The General Directorate of Taxes (DGI) applies general tax law to crypto under existing legislation.

## Overview

| Field | Value |
|-------|-------|
| Status | Legal |
| Risk Score | 25/100 (Low Risk) |
| Enforcement Level | None |
| Region | [[domain--africa|africa central]] |
| Currency | [[entity--cdf|CDF]] |

## Tax

| Type | Rate |
|------|------|
| Capital Gains (Personal) | No specific guidance |
| Capital Gains (Corporate) | 30% flat corporate income tax rate (CIT). Capital gains included in corporate taxable basis and taxed at standard 30% CIT rate. Rate reduced from 35% to 30% in 2019; has remained 30% since. |
| VAT on Crypto | No |
| Mining Tax | No specific guidance |
| Staking Tax | No specific guidance |
| Airdrop Tax | No specific guidance |

No crypto-specific tax guidance.

## Licensing

| Field | Value |
|-------|-------|
| Required | No |
| Regulator | [[entity--bcc|BCC]] |
| Framework | No crypto framework |
| Ease | N/A |
| Cost | N/A |
| Timeline | N/A months |

No crypto licensing framework exists.

## AML / KYC

| Field | Value |
|-------|-------|
| KYC Required | Yes |
| Travel Rule | No |
| FATF Member | No |
| FATF Status | grey_list |

## DeFi

**Status:** Unclear

No regulation.

## Stablecoins

**Status:** no_rules

No framework.

## NFTs

**Status:** no_rules

No regulation.

## Mining

| Field | Value |
|-------|-------|
| Legal | Yes |
| Electricity Cost | $0.05/kWh |
| Renewable Energy | 20% |
| Climate | tropical |
| Infrastructure | poor |

Electricity costs are low but infrastructure is poor and unstable. Cooling costs are higher due to tropical climate. Mining is legal but limited by infrastructure and grid reliability.

## Geopolitics

| Field | Value |
|-------|-------|
| Stability | very_unstable |
| Sanctions | Yes |
| Corruption Index | 19/100 |
| Ease of Business | very_difficult |
| Internet Freedom | partly_free |
| Banking Access | restricted |

## Enforcement

No known enforcement actions.

## CBDC Status: none

## FAQ

### Is cryptocurrency legal in Democratic Republic of the Congo?

Cryptocurrency possession and trading are legal in the DRC. Citizens may engage in crypto activities at their own risk. The BCC (Banque Centrale du Congo) has not authorised domestic exchanges or licensed any crypto service providers. BCC Instruction No. 58 (2024) mandated mobile-money/payment interoperability as a prerequisite for future regulated crypto gateways. A draft Digital-Asset Law was under inter-ministerial review in 2025, targeting a DASP (Digital-Asset Service Provider) licensing re

### What is the FATF status of Democratic Republic of the Congo?

Democratic Republic of the Congo is classified by FATF as: grey_list.

### What is the AML/KYC regime in Democratic Republic of the Congo?

KYC is mandatory for crypto businesses.

---

*Data source: [Soken Crypto Legal Map](https://soken.dev/crypto-map/). Last reviewed: 2026-06-01.*

**Sources:**
- [Banque Centrale du Congo](https://www.bcc.cd)