---
type: country
domain: crypto-regulation
status: stable
tags: ["crypto-regulation", "africa_central", "gabac", "restricted"]
aliases: ["TD", "TCD", "Tchad"]
created: 2026-06-01
updated: 2025-01-01
compile_into: ["[[country--chad]]"]
sources:
  - name: "BEAC"
    url: "https://www.beac.int"
    type: "official"
---

# 🇹🇩 [[country--chad|Chad]] (TD) — Crypto Regulation

> Chad operates under BEAC's May 2022 CEMAC-wide directive prohibiting banks, microfinance institutions, and payment service providers from holding, trading, converting, or settling cryptocurrency transactions. BEAC explicitly rejected calls to regulate crypto at its January 2024 fintech forum, citing risks to CFA franc foreign exchange reserves. There is no standalone crypto licensing framework for Chad. COSUMAF (CEMAC capital markets regulator) has drafted a virtual asset framework applicable to the CEMAC zone, but it remains pending effective implementation. Crypto is not recognized as legal tender.

## Overview

| Field | Value |
|-------|-------|
| Status | Restricted |
| Risk Score | 95/100 (Very High Risk) |
| Enforcement Level | None |
| Region | [[domain--africa|africa central]] |
| Currency | [[entity--xaf|XAF]] |

## Tax

| Type | Rate |
|------|------|
| Capital Gains (Personal) | No specific guidance |
| Capital Gains (Corporate) | 30%-35% corporate tax (varies) |
| VAT on Crypto | No |
| Mining Tax | No specific guidance |
| Staking Tax | No specific guidance |
| Airdrop Tax | No specific guidance |

No crypto-specific tax guidance.

## Licensing

| Field | Value |
|-------|-------|
| Required | No |
| Regulator | [[entity--beac|BEAC]] |
| Framework | No crypto framework |
| Ease | N/A |
| Cost | N/A |
| Timeline | N/A months |

No crypto licensing framework exists.

## AML / KYC

| Field | Value |
|-------|-------|
| KYC Required | No |
| Travel Rule | No |
| FATF Member | No |
| FATF Status | non_compliant |

## DeFi

**Status:** Unclear

No regulation.

## Stablecoins

**Status:** no_rules

No framework.

## NFTs

**Status:** no_rules

No regulation.

## Mining

| Field | Value |
|-------|-------|
| Legal | Yes |
| Electricity Cost | $0.15/kWh |
| Renewable Energy | 20% |
| Climate | tropical |
| Infrastructure | poor |

Mining legality is not explicitly stated but presumed legal; electricity costs are high and infrastructure is poor, limiting mining viability.

## Geopolitics

| Field | Value |
|-------|-------|
| Stability | unstable |
| Sanctions | No |
| Corruption Index | 22/100 |
| Ease of Business | difficult |
| Internet Freedom | partly_free |
| Banking Access | restricted |

## Enforcement

No known enforcement actions.

## CBDC Status: none

## FAQ

### Is cryptocurrency legal in Chad?

Chad operates under BEAC's May 2022 CEMAC-wide directive prohibiting banks, microfinance institutions, and payment service providers from holding, trading, converting, or settling cryptocurrency transactions. BEAC explicitly rejected calls to regulate crypto at its January 2024 fintech forum, citing risks to CFA franc foreign exchange reserves. There is no standalone crypto licensing framework for Chad. COSUMAF (CEMAC capital markets regulator) has drafted a virtual asset framework applicable to

### What is the FATF status of Chad?

Chad is classified by FATF as: non_compliant.

### What is the AML/KYC regime in Chad?

KYC is not universally mandated.

---

*Data source: [Soken Crypto Legal Map](https://soken.dev/crypto-map/). Last reviewed: 2026-06-01.*

**Sources:**
- [BEAC](https://www.beac.int)