---
type: country
domain: crypto-regulation
status: stable
tags: ["crypto-regulation", "europe", "moneyval", "restricted"]
aliases: ["BA", "BIH", "Bosna i Hercegovina"]
created: 2026-06-01
updated: 2025-06-01
compile_into: ["[[country--bosnia-and-herzegovina]]"]
sources:
  - name: "Central Bank of Bosnia and Herzegovina"
    url: "https://www.cbbh.ba"
    type: "official"
---

# 🇧🇦 [[country--bosnia-and-herzegovina|Bosnia and Herzegovina]] (BA) — Crypto Regulation

> Bosnia and Herzegovina operates a fragmented crypto regulatory environment. At state level, the 2024 AML/CFT Law defines virtual currencies and subjects VASPs to KYC and suspicious-transaction reporting obligations. Republika Srpska (RS) provides the only structured VASP pathway via a notification/registration regime overseen by the RS Securities Commission under amendments to the RS Securities Market Law (2023). Federation BiH and Brčko District lack entity-level crypto frameworks. No MiCA equivalence. BiH has not implemented the FATF Travel Rule. As of mid-2026 BiH is entering a [[concept--moneyval|MONEYVAL]] increased-monitoring (grey list) regime due to persistent AML/CFT deficiencies.

## Overview

| Field | Value |
|-------|-------|
| Status | Restricted |
| Risk Score | 55/100 (High Risk) |
| Enforcement Level | Low |
| Region | [[domain--europe|europe]] |
| Currency | [[entity--bam|BAM]] |

## Tax

| Type | Rate |
|------|------|
| Capital Gains (Personal) | 10% income tax may apply |
| Capital Gains (Corporate) | 10% corporate tax |
| VAT on Crypto | No |
| Mining Tax | No specific guidance |
| Staking Tax | No specific guidance |
| Airdrop Tax | No specific guidance |

No specific crypto tax guidance exists. General income tax rates of 10% may apply to crypto gains.

## Licensing

| Field | Value |
|-------|-------|
| Required | Yes |
| Regulator | [[entity--cbbh|CBBH]] |
| Framework | No specific crypto legislation |
| Ease | N/A |
| Cost | N/A |
| Timeline | N/A months |

No crypto-specific licensing regime exists. The fragmented regulatory structure (entity-level governance) complicates potential regulation.

## AML / KYC

| Field | Value |
|-------|-------|
| KYC Required | Yes |
| Travel Rule | No |
| FATF Member | No |
| FATF Status | partially_compliant |

## DeFi

**Status:** Unclear

No specific DeFi regulation

## Stablecoins

**Status:** no_rules

No specific stablecoin framework

## NFTs

**Status:** no_rules

No specific NFT regulation

## Mining

| Field | Value |
|-------|-------|
| Legal | Yes |
| Electricity Cost | $0.07/kWh |
| Renewable Energy | 30% |
| Climate | continental |
| Infrastructure | fair |

Electricity costs are moderate with a 30% renewable energy mix. Infrastructure is fair but not specialized for crypto mining. No explicit mining regulations found.

## Geopolitics

| Field | Value |
|-------|-------|
| Stability | moderate |
| Sanctions | No |
| Corruption Index | 38/100 |
| Ease of Business | moderate |
| Internet Freedom | partly_free |
| Banking Access | moderate |

## Enforcement

No significant enforcement actions reported

## CBDC Status: unknown

## FAQ

### Is cryptocurrency legal in Bosnia and Herzegovina?

Bosnia and Herzegovina operates a fragmented crypto regulatory environment. At state level, the 2024 AML/CFT Law defines virtual currencies and subjects VASPs to KYC and suspicious-transaction reporting obligations. Republika Srpska (RS) provides the only structured VASP pathway via a notification/registration regime overseen by the RS Securities Commission under amendments to the RS Securities Market Law (2023). Federation BiH and Brčko District lack entity-level crypto frameworks. No MiCA equi

### What is the FATF status of Bosnia and Herzegovina?

Bosnia and Herzegovina is classified by FATF as: partially_compliant.

### Are VASPs licensed in Bosnia and Herzegovina?

Yes, licensing is required for VASPs.

### What is the AML/KYC regime in Bosnia and Herzegovina?

KYC is mandatory for crypto businesses.

---

*Data source: [Soken Crypto Legal Map](https://soken.dev/crypto-map/). Last reviewed: 2026-06-01.*

**Sources:**
- [Central Bank of Bosnia and Herzegovina](https://www.cbbh.ba)