🇧🇲 Bermuda

Bermuda maintains a crypto-friendly regulatory environment under the Digital Asset Business Act 2018 (DABA), with active consultations and regulatory updates by the Bermuda Monetary Authority. The jurisdiction supports digital asset businesses with clear licensing frameworks and ongoing regulatory engagement.

Overview

Statuscrypto_friendly
Risk Score15/100 (Low Risk)
Regionnorth america
CurrencyBMD

Tax Information

VAT on CryptoNo

Licensing & Registration

RequiredYes
RegulatorBMA
FrameworkDigital Asset Business Act 2018 (DABA)
Easemedium
Cost (USD)$25,000 - $200,000

Licensing is required for digital asset businesses under DABA, with a structured application process overseen by the Bermuda Monetary Authority.

Enforcement Activity

Level: Moderate

BMA has taken enforcement actions against unlicensed digital asset businesses and issued compliance guidance.

AML / KYC

KYC RequiredYes
Travel RuleYes
FATF MemberYes
FATF Statuscompliant
FATF BodyFATF
Suspicious-Activity ReportingYes

DeFi, Stablecoins & NFTs

Status: regulated

DeFi activities are regulated under Bermuda's digital asset framework, requiring compliance with AML and licensing rules.

Stablecoins

Status: regulated

Stablecoins are regulated under the Digital Asset Business Act with requirements for issuer licensing and consumer protections.

NFTs

Status: no_rules

NFTs are generally not regulated under DABA unless they function as digital assets with payment or investment characteristics.

Mining

LegalYes
Electricity Cost$0.35/kWh
Renewable Energy20%
Infrastructuregood

Mining is legal but electricity costs are relatively high compared to global averages, with moderate renewable energy usage.

Geopolitical Risk

Stabilitystable
SanctionsNo
Corruption Index70/100
Banking Accessopen
Sanctions Program ActiveNo

Bermuda is politically stable with a strong regulatory environment and no international sanctions. It offers good internet freedom and banking access for crypto businesses.

Sources

Frequently Asked Questions

Is cryptocurrency legal in Bermuda?

Bermuda maintains a crypto-friendly regulatory environment under the Digital Asset Business Act 2018 (DABA), with active consultations and regulatory updates by the Bermuda Monetary Authority. The jurisdiction supports digital asset businesses with clear licensing frameworks and ongoing regulatory engagement.

What is the FATF status of Bermuda?

Bermuda is classified by FATF as: compliant.

Are VASPs licensed in Bermuda?

Yes, licensing is required for VASPs.

What is the AML/KYC regime in Bermuda?

KYC is mandatory for crypto businesses.

Need help with Bermuda crypto regulation?

Soken combines Web3 security engineering and crypto-legal counsel — two specialised tracks, one team. Pick the side that matches your need.

Legal & Corporate

Crypto Legal & Compliance

VASP licensing, jurisdiction analysis, AML/KYC, legal opinions, company registration and banking access.

Explore Legal Services →
IT & Security

Web3 Security & Development

Smart-contract audits, penetration testing, Web3 development, AI/LLM security audits.

Explore IT Services →

Last reviewed: 2026-09-03 · Data source: Soken Crypto Legal Map

← Back to Crypto Map